Last posts on money2009-11-24T11:01:21+01:00All Rights Reserved blogSpirithttp://www.blogspirit.com/http://www.blogspirit.com/en/explore/posts/tag/money/atom.xmlGerry & Dawnhttp://chinookarch.blogspirit.com/about.htmlIndeflation Revisitedtag:chinookarch.blogspirit.com,2009-11-17:18541492009-11-17T05:57:00+01:002009-11-17T05:57:00+01:00 Some month previous I posted my thoughts relating to the...
<div><span style="font-family: Arial; font-size: x-small;">Some month previous I posted my thoughts relating to the possibility of inflation and deflation occurring at the same time. I termed this state of economy as "indeflation". I have been puzzling over this for several years as I believe that this is exactly the situation that we find ourselves in today. How can this be so? How can you possibly have both inflation and deflation occurring at the same time? Is this not an oxymoron?</span></div> <div> </div> <div><span style="font-family: Arial; font-size: x-small;">I have since come to the realization that we are experiencing inflation in real capital while experiencing deflation in financial capital. What exactly does this mean? First let us define these terms. I have previously defined inflation as an increase in money and credit relative to the available goods and services in the economy and deflation as the decrease in money and credit relative to available goods and services (see my previous post on "indeflation"). So what exactly do I mean by "capital"? Capital is the entirety of inputs required to manufacture goods or provide services demanded by consumers. These inputs can be subdivided into: 1. "real capital" - the physical inputs required to manufacture goods or provide services (such as tools, machinery and buildings); and 2. "financial capital" - commonly referred to as money but would include any commodity used to purchase the "real capital" required to produce demanded goods and services (note that this would include what we commonly think of as "credit").</span></div> <div> </div> <div><span style="font-family: Arial; font-size: x-small;">My belief is that we are currently experiencing deflation in financial capital while at the same time experiencing inflation in real capital. The deflation in financial capital can be readily seen in the declining total system "money and credit" (consumer, corporate and government). The reason that the Federal Reserve has more than doubled its monetary base in the past year or so was a futile attempt to counteract the fall (reduction) in total system credit. The Fed has not yet succeeded to do this nor do I believe it will in the future. (At least not until the total amount of debt in the economy is reduced to the point where debt can be reasonably expected to be repaid with available income over a reasonable period of time relative to the life of the assets being financed.) On the other hand we have seen (and I believe we will continue to see) most essential (and scarce) commodities increase in price ... which I define as "real capital inflation".</span></div> <div> </div> <div><span style="font-family: Arial; font-size: x-small;">Why then are we seeing "financial capital" deflation at the same time as "real capital" inflation? I believe that it is due to the devaluation of what we have been conditioned to regard as "money". Our society does not distinguish between money, credit and currency. These terms are generally used interchangeably but in fact have very different meanings. We commonly refer to all of these terms as "money". In fact, fiat money only holds value as long as the majority of people have faith in its value. "Money" is nothing more than any commodity that has increasing marginal utility. I believe that society is losing its faith in all fiat currencies as money. As a result, we are turning to "real capital" as an alternative to fiat money. Therefore "real capital" such as: precious metals (primarily gold and silver); oil; other forms of energy such as natural gas and renewable energy; and even other essential commodities such as grain, poultry and cattle, are increasingly serving a monetary role. Fiat currencies may continue to serve the monetary function of a means of exchange (at least for a while) but these other essential "real capital" forms will serve the monetary function of a store of wealth.</span></div> <div> </div> <div><span style="font-family: Arial; font-size: x-small;">So bottom line is get used to a paradigm shift in your concept of "money". Money has two distinct functions: 1. a means of exchange; and 2. a store of wealth. It is entirely possible to see deflation in the former while at the same time seeing inflation of the latter (or vice versa).</span></div> <div> </div> <div><span style="font-family: Arial; font-size: x-small;">Gerry</span></div>
annechttp://enrollednurse.blogspirit.com/about.htmlMake a Will. Watch out!tag:enrollednurse.blogspirit.com,2009-09-04:18192522009-09-04T23:00:00+02:002009-09-04T23:00:00+02:00 English Country-side. 2009. Grandma and Grandad rented a house...
<div style="text-align: center"><strong><span style="color: #808000;"><span style="color: #ff6600;"><span style="text-decoration: underline;">English Country-side. 2009.</span></span><img src="http://enrollednurse.blogspirit.com/media/01/02/1713256523.jpg" alt="sian 2009 031.jpg" id="media-397067" style="border-width: 0; margin: 0.7em 0;" /></span></strong></div> <p>Grandma and Grandad rented a house for years, Dad was brought up there with his elder sister. Went to war, came back and married Mum.<br /> Mum and Dad set up their own home, (rented.) Then Grandad got the choice of buying the house or getting out.<br /> Money was scarce so he asked Dad to take us all and live together and buy the house between them.</p> <p> </p> <p><strong><span style="color: #808000;">Sis and I too young to understand really. Anyway, we moved and the house was in the names of the men. I presume that it would be passed on to the wives if one of them should die.</span></strong></p> <p><strong><span style="color: #808000;">Time went on, Grandad died first and a good while after, our Mum. So Grandma and Dad shared house.</span></strong></p> <p><strong><span style="color: #808000;">THEN! Dad started going out with a lady! They ended up living together. Poor Grandma lived on her own but was visited once or twice a day by Dad and also had home helps and things like that.</span></strong></p> <p><strong><span style="color: #808000;">Sister and I used to pop in when we could. Hard as we had young kids to look after and money was tight so bus fares cost a fair bit. Sounds very strange now but trust me, it was hard.</span></strong></p> <p><strong><span style="color: #808000;">Then Grandma died, but before that, Dad married his lady friend. Ok, she wasn't our Mum but if she made Dad happy in his 50's all was ok.</span></strong></p> <p><strong><span style="color: #808000;">All went well, then Dad had a fatal heart attack at the age of 63. <br /> He actually died and "they got him back" but he was beyond help the second time.</span></strong></p> <p><strong><span style="color: #808000;">Now I come to my warning, his widow lived in that house until she died about two years ago. She left the house to her 2 children.<br /> What she did was give it to them 7 years or so before she died. So all we got was £2,000 each from a house worth more than £1,025,000.</span></strong></p> <p><strong><span style="color: #808000;">Luckily sis and I are ok. It's not the money, it's the thought of how our family home went to her children. Most hurtful to say the least. We lived there for years, both got married from that house. Full of memories.<br /> I wonder if we could have charged rent in the beginning? But you don't think of these things do you? Take things on trust somehow.</span></strong></p> <p><strong><span style="color: #808000;">So, if you ever find yourself in the same situation please get legal advice! Don't leave it to pure trust. I know Dad should have made a Will, but I don't think he had planned to die that young. Possibly was going to get around to it one day soon. We will never know.</span></strong></p>
Eugeniahttp://mylifeinargentina.blogspirit.com/about.htmlA Foreclosure Dreamtag:mylifeinargentina.blogspirit.com,2009-08-27:18145242009-08-27T21:52:15+02:002009-08-27T21:52:15+02:00 Thursday, August 27, 2009: I had a dream this morning where I was telling...
<p>Thursday, August 27, 2009: I had a dream this morning where I was telling someone about my foreclosure experience in GA. i told him (i think it was a friend) how desperate it had made me feel and how helpless I feel and have felt at not being able to get justice and/or my money back.</p>
annechttp://enrollednurse.blogspirit.com/about.htmlDitch the cigs.tag:enrollednurse.blogspirit.com,2009-08-21:18112422009-08-21T00:11:00+02:002009-08-21T00:11:00+02:00 ENGLISH COUNTRYSIDE TAKEN FROM A TRAIN WINDOW A WEEK AGO. Ok, I...
<div style="text-align: center"><strong><span style="color: #800000;"><span style="text-decoration: underline;"><em>ENGLISH COUNTRYSIDE TAKEN FROM A TRAIN WINDOW A WEEK AGO.</em></span><img src="http://enrollednurse.blogspirit.com/media/01/01/308664170.jpg" alt="sian 2009 008.jpg" id="media-392401" style="border-width: 0; margin: 0.7em 0;" /></span></strong></div> <p>Ok, I have not had a cig for over 22 months. I am not showing off, well, not much anyway. :<)</p> <p> </p> <p><strong><span style="color: #800000;">If you wish to give up the cigs, join <a href="http://www.stayquit.com">www.stayquit.com</a> now this is a free site, you may just go with a nickname. All you need is an email address.<br /> It's great for making new friends too. People who are in the same boat as you. So much support.<br /> I do tend to mention this site often but would like to say I am not on commission. If I was I would mention it every day. lol</span></strong></p> <p><strong><span style="color: #800000;">I have a sort of blog about my story of quitting the fags. <a href="http://giveitupnow.blogspot.com">http://giveitupnow.blogspot.com</a> It's only my ramblings.</span></strong></p> <p><strong><span style="color: #800000;">Good luck if you are giving it a try. x</span></strong></p>
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BRENTWOOD INTERNATIONAL BLOGhttp://brentwoodinternational.blogspirit.com/about.htmlDog flies business class for $32,000tag:brentwoodinternational.blogspirit.com,2009-08-14:18086392009-08-14T02:30:51+02:002009-08-14T02:30:51+02:00 Rivkah, 60, paid for an entire compartment to carry her, her boxer "Orchuk"...
<p>Rivkah, 60, paid for an entire compartment to carry her, her boxer "Orchuk" and a vet on the four-hour flight. Airline El Al had to remove several seats to make room for Or's cage. <img src="http://brentwoodinternational.blogspirit.com/media/00/01/916342100.jpg" id="media-390753" alt="dog.jpg" style="border-width: 0; float: right; margin: 0.2em 0 1.4em 0.7em;" name="media-390753" /></p> <p>“I didn’t think for a minute to leave Or, my little Orchuk, with the cargo,” said Rivkah. “I’ve been raising him for eight years and four months in France. I also didn’t mind having other passengers sit next to us.</p> <p> </p> <p><a target="_blank" href="http://www.telegraph.co.uk/news/newstopics/howaboutthat/6005240/Dog-flies-business-class-for-32000.html">Read more...</a></p>
BRENTWOOD INTERNATIONAL BLOGhttp://brentwoodinternational.blogspirit.com/about.htmlNo money for a wedding party? Use the garage!tag:brentwoodinternational.blogspirit.com,2009-08-11:18074742009-08-11T04:51:00+02:002009-08-11T04:51:00+02:00 A happy couple enjoyed a dream wedding - but spent just £1,000 (US$1663) on...
<p><span style="font-size: 1.2em;">A happy couple enjoyed a dream wedding - but spent just £1,000 (US$1663) on their big day. Loved-up Ben Alty and his new bride Karolina Nowakowska, 23, decided they did not want to start married life in debt - so held their reception in a garage. With the help of family and friends they managed to keep to their tiny budget.<img src="http://brentwoodinternational.blogspirit.com/media/01/02/553160950.jpg" id="media-390010" alt="wedding.jpg" style="border-width: 0; float: right; margin: 0.2em 0 1.4em 0.7em;" name="media-390010" /></span></p> <p><span style="font-size: 1.2em;">'We have been given so much help in organizing the wedding and the togetherness shown by our families, friends and neighbors has brought everyone so much closer together,' she said. 'It shows that you don't have to spend a fortune to have the wedding you want. 'Everything was perfect and I wouldn't have changed a thing.'</span></p> <div id="TixyyLink" style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"><a target="_blank" href="http://www.dailymail.co.uk/news/article-1205563/Couple-avoid-wedding-debts-tying-knot-just-1-000--holding-reception-garage.html">Read more...</a><br /></div> <div id="TixyyLink" style="border: medium none; overflow: hidden; color: #000000; background-color: transparent; text-align: left; text-decoration: none;"><br /> <br /></div>
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<p>Here's a list of seven hiding spots that should beat all but the most determined thieves. <img src="http://brentwoodinternational.blogspirit.com/media/01/01/358091033.jpg" id="media-384119" alt="hide cash.jpg" style="border-width: 0; float: right; margin: 0.2em 0 1.4em 0.7em;" name="media-384119" /></p> <p>1. <strong>The Freezer</strong>: Wrap your cash in aluminum foil and stick it in a ziplock bag.<br /> 2. <strong>Picture Frames</strong>: Slice apart the cardboard backing and insert the cash.<br /> 3. <strong>Under Heavy Things</strong>: Place the cash in an envelope and slide it under the corner of something heavy, like a piano or entertainment center.<br /> 4. <strong>Soup Cans</strong>: Why buy one of those fake-bottom cans when you just re-use one of your own?<br /> 5. <strong>Fake Plants</strong>: Put the cash in a ziplock bag and bury it in the fake soil of one of your fake plants.<br /> 6. <strong>Books</strong>: Improve the worst book in your collection with a knife. Hollow out the core and hide the cash inside.<br /> 7. <strong>Toys</strong>: Hide the cash in an old toy your kids don't use anymore, and bury the toy at the bottom of the toy chest.</p> <p> </p> <p><a target="_blank" href="http://frugaldad.com/2009/07/08/places-to-hide-cash/">More...</a></p>
ronglinhttp://runescapegoldblog.blogspirit.com/about.htmlThe best Runescape Gold dealstag:runescapegoldblog.blogspirit.com,2009-07-18:17966382009-07-18T11:54:26+02:002009-07-18T11:54:26+02:00Keep lternating every 5 levels or so until you struggling in runescape for...
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BRENTWOOD INTERNATIONAL BLOGhttp://brentwoodinternational.blogspirit.com/about.html$23 quadrillion dinner!tag:brentwoodinternational.blogspirit.com,2009-07-16:17956532009-07-16T02:48:00+02:002009-07-16T02:48:00+02:00 Some Visa cardholders were surprised to find that recent purchases cost...
<p>Some Visa cardholders were surprised to find that recent purchases cost them a little more than expected — $23 quadrillion, plus change.</p> <p class="textBodyBlack"><span id="byLine"></span>In New Hampshire, Josh Muszynski said he swiped his debit card at a gas station to buy a pack of cigarettes and when he later checked his account online found that he had been charged the 17-digit number — a stunning $23,148,855,308,184,500.<img src="http://brentwoodinternational.blogspirit.com/media/02/02/25400140.2.jpg" id="media-381008" alt="nc_23quadrillion.jpg" style="border-width: 0; float: right; margin: 0.2em 0 1.4em 0.7em;" name="media-381008" /></p> <p>Visa said a technical glitch caused the trouble, but it did not say exactly how many accounts were affected.</p> <p>Visa later elaborated that "fewer than 13,000" transactions were affected.</p> <p class="textBodyBlack"><span id="byLine"></span>A Visa representative said affected customers will have any overdraft fees removed.</p> <p class="textBodyBlack"><a target="_blank" href="http://www.msnbc.msn.com/id/31920273/ns/us_news-weird_news/">More...</a></p> <p class="textBodyBlack"> </p> <p class="textBodyBlack"> </p> <p class="textBodyBlack"> </p>
Gerry & Dawnhttp://chinookarch.blogspirit.com/about.htmlChosing the right asset class.tag:chinookarch.blogspirit.com,2009-06-01:17646742009-06-01T04:28:00+02:002009-06-01T04:28:00+02:00 In my last post, "What is money?" (...
<div><span style="font-size: x-small; font-family: Arial;">In my last post, "What is money?" (<a href="http://chinookarch.blogspirit.com/archive/2009/05/29/what-is-money.html">http://chinookarch.blogspirit.com/archive/2009/05/29/what-is-money.html</a>) I referenced the work of Paul van Eeden which shows us that inflation of the "Actual Money Supply" (AMS) has been increasing at a rate of approximately 8% per year since 2006 and appears to be maintaining this high growth rate. If this is true, where is all the new money going? We have seen stock prices rise by more than 35% since their recent bottom of March 6, 2009 so some people would argue that this new money is finding its way there but I doubt it. However, this is a very impressive increase over a period of less than 3 months. I believe that most of the new money is being used to pay down existing debt. We have been bombarded with messages in the mainstream media that the "bottom in stock prices is in" as witnessed by "green shoots" popping up all over the economic and financial landscape. Of course the people who are telling us this are the very same people who completely missed predicting the stock market crash that occured from October 2007 to February 2009. Are they right? Can we expect that all this inflation (or printing of money) by the Fed and other world central banks will continue to find its way into the stock market? Don't bet on it.</span></div> <div> </div> <div><span style="font-size: x-small; font-family: Arial;">Once you answer the question, "Do we see inflation or deflation of the money supply over our planning horizon?", the next question to ask is , "How can I protect my wealth?" In order to answer this you must know what your alternatives are. What are the asset classes in which you can invest your money until you need it for consumption purposes at a later date (such as for retirement or the education of a child)? You only have about 6 choices: stocks, bonds, real estate, commodities, money (currencies) or collectibles.</span></div> <div> </div> <div><span style="font-size: x-small; font-family: Arial;">Lets dispose of the easy ones first. Unless you are an expert in some type of collectibles such as rare paintings or antique cars, you should stay away from collectibles. I would argue that even if you do have this specialized knowledge now is not the time to invest in collectibles as they tend to be illiquid (difficult to sell when you need the money).</span></div> <div> </div> <div><span style="font-size: x-small; font-family: Arial;">What about real estate? If you need a place to live and do not want the uncertainties and hassles of having to move every few years associated with renting then this might make sense. As an investment however this is not a good idea. Typically the asset that created the previous bubble is the last one to emerge after the bust. Take the tech bubble for instance. From the peak of the tech bubble early 2000, the NASDAQ fell over 80% to its ultimate bottom in the fall of 2002. In the six and a half years since reaching this bottom the NASDQ has recovered over 40% but the index still remains 70% below its high reached in March 2000. Not a very good investment if you got got in at the high and held until today. I believe that the housing market will see similar results. We may see a bottom sometime in 2011 but barring a hyperinflationary environment we are unlikely to see the high prices of 2006 for a decade or more. High inventories of unsold homes and high interest rates will see to that.</span></div> <div> </div> <div><span style="font-size: x-small; font-family: Arial;">What about stocks and bonds? If I am right, stock prices have not yet hit bottom. The increasing stock prices that we are currently experiencing is reflective of a bear market rally that will be reversed sometime within the next 3 months. In fact, I expect that the Dow will eventually fall below 5000 before we see a true bottom. Valuations are still too high and corporate profits will likely fall even further as the recession deepens. We may even see a double-dip recession where we fall back into recession only a few months after emerging from the current recession. There are many reasons for this prediction but let me just summarize by saying that the problems that caused the financial crisis to occur are still with us and are possibly getting worse. The central banks and financial oligarchs that got us into this mess are trying to reinflate the bubble with even more debt. This very much like a drunk trying to drink himself sober. It is axiomatic that the solution to a problem cannot be to choose the same alternative that caused the problem to occur in the first place. As for bonds, interest rates will have to go considerably higher in order to attract the investment needed by the US Treasury to finance its massive deficits projected over the next decade. Higher interest rates mean a fall in bond prices so bonds are not a reasonable asset choice in the foreseeable future.</span></div> <div> </div> <div><span style="font-size: x-small; font-family: Arial;">That only leaves us with money and commodities. This is where I would suggest you invest over the next several years. Say 40% cash and 60% commodities (or 50/50 if you are more conservative). Money or cash in the form of insured bank deposits or hard currency will be an attractive alternative to the losses otherwise incurred by those investing in stocks and bonds. It will also be good to have cash to invest in some cheap stocks and/or bonds when the true bottom is finally reached. It may be best to hedge your inflation risk by investing in several currencies at the same time. I consider gold bullion to be more like money than a commodity so I would include it in this asset class but even if you see it as a commodity you should carry 10 to 20% of your portfolio in gold bullion as insurance against both inflation and a total collapse of the fiat currencies that you hold.</span></div> <div> </div> <div><span style="font-size: x-small; font-family: Arial;">What commodities should you invest in? I would choose those commodities that are considered essential needs. I include energy and food in this category. Oil, natural gas, grains, uranium as well as beef and pork should do well over the next several years. Luckily there are numerous ETFs (exchange traded funds that are basically like mutual funds but trade like stocks) that you can use as investment vehicles. You can get the name of some of these from your broker or just search the internet for the commodity ETF that you wish to invest in. Also silver bullion (in the form of bullion bars and coins) can be held in your safe deposit box as a good hedge against inflation. I treat silver bullion as a commodity since it is more like an industrial commodity than a monetary metal. I would not recommend investing in the ETFs of base metals or stocks of base metal producers. It is likely that world trade will be depressed for several years so these commodities will not see the increases that are likely to be seen in oil and gas for example.</span></div> <div> </div> <div><span style="font-size: x-small; font-family: Arial;">Bottom line is that it is time to get very defensive in your investment portfolio if you have not already done so. Start by paying down debt and reducing your consumption in order to increase savings. I have been preaching this to my family and friends for several years now and it is not yet time to let down your guard. Do not chase higher returns ... they will be elusive and short lived. Such a strategy will more often than not result in losses as gains. Be very patient and be satisfied with protecting the wealth you have already accumulated. Remember that over the next several years return "of" investment will be more important than return "on" investment.</span></div>
Laurahttp://poorscorenotanissue.blogspirit.com/about.htmlFinancial Opportunity in Adversitytag:poorscorenotanissue.blogspirit.com,2009-05-23:17604162009-05-23T09:45:56+02:002009-05-23T09:45:56+02:00 This way you will be able to get the payable amount plus cheapest personal...
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REY619http://thewanderer.blogspirit.com/about.htmlGood Going?tag:thewanderer.blogspirit.com,2009-04-02:17355582009-04-02T19:12:14+02:002009-04-02T19:12:14+02:00 Barely one month has passed since I and Prab started all new Indifun.in...
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joannpettawayhttp://joannpettaway.blogspirit.com/about.htmlBusiness helptag:joannpettaway.blogspirit.com,2009-03-11:17237922009-03-11T14:46:11+01:002009-03-11T14:46:11+01:00 These days, very few people pay for their cars with their personal cash....
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JenShinraihttp://parasui.blogspirit.com/about.htmlAnxiety r/t Upcoming Shopping Activitytag:parasui.blogspirit.com,2009-01-30:17035492009-01-30T19:20:04+01:002009-01-30T19:20:04+01:00 I'm quite troubled right now. Was supposed to write this entry 12 hours ago...
<p style="text-align: justify;">I'm quite troubled right now. Was supposed to write this entry 12 hours ago but a brownout hit the village. Though it's about half day ago, I still think I should write about my thoughts.<br /> <br /> My godparents gave me money yesterday so I can buy some clothes. Nice. I don't usually ask money for such stuff. I can live with a tight budget and with a rat's closet. But I am still a girl and I also like to dress up, though it only happens once in a blue moon. I'd rather spend my dimes on books. Haha!<br /> <br /> What bothers me now is how to spend the money. There are stuffs I want to buy but I have to stick to the budget and must only buy what I need. I want to buy some dress, as in dress. OK, one piece will do. I feel like wearing dress lately albeit having no particular place where I could wear such. I think I just want to add a new dress in my cabinet. Anyways, I also want to buy some blouse, classy types. Yeah, yeah. So lady-like. But I'm still the boyish person like I used to be since freshmen in high school. I'd like to have some shabby-like clothes. Ha! I'm actually a ragged person, and my hair is a proof to that.</p> <p style="text-align: justify;">My hair is untamed. It's grown below my shoulder and I want it to be longer. But I miss having short hair. I used to wear one like every now and then, especially way back in high school. I always have a haircut. I just don't want to wear short hair right now because it seems like a trend lately. Besides, my hair is hard to manage so it'll be quite troublesome to have it short. Hair rebond? I don't like straight hair. But I don't hate it either. Yeah, I've had one before and it gave me a neat look. But I think it's quite un-me though it suited me.<br /> <br /> I am not a fan of straight hair, at least I don't like to have mine straight right now. I love my waves, minus the split ends, which is the reason why I want my hair to grow fast. I want to cut my hair and end the misery brought by split ends.<br /> <br /> I think I'll go "shopping" later this day or tomorrow. I am hoping it'll help me unwind. And of course, I believe there's a book I'd love to buy. It's classic. Hmm.. Seems like I have to go to Robinson's Galleria for that book. Gah! I don't know wear to shop. T_T Ortigas? I kind of miss Shangri-La Plaza. Besides there's SM Megamall nearby. Wait! SM Megamall on weekend? NOOO!!<br /> <br /> Seems like I have to check on St. Francis Square and Rob Galle or I'll just stick to Shang.<br /> <br /> <br /> <i><br /> Music:<br /> Patty Griffin - Moon Song</i></p>
Eugeniahttp://mylifeinargentina.blogspirit.com/about.html$8.76tag:mylifeinargentina.blogspirit.com,2008-10-15:16484422008-10-15T18:15:41+02:002008-10-15T18:15:41+02:00 Wednesday, October 15, 2008: I spent $8.76 at Dean & Deluca, the Prince...
<p>Wednesday, October 15, 2008: I spent $8.76 at Dean & Deluca, the Prince Street Deli and I thought I was being a some sort of big spender. At one oint in my life, $8.76 was nothing, but now it's a lot of money. A Hell of a lot of money.</p>
moneyintheloopshttp://cahgiftingscam.blogspirit.com/about.htmlCASH GIFTING SCAMtag:cahgiftingscam.blogspirit.com,2008-08-04:16049862008-08-04T20:15:00+02:002008-08-04T20:15:00+02:00 There is no better activity on the planet today that can bless you and...
<br /><img src="/admin/graphics/insert-multimedia.jpg" id="media-231903" alt="http://cahgiftingscam.blogspirit.com/media/00/02/616e938593c02d9121d164000ca89681.wmv" /><br />There is no better activity on the planet today that can bless you and your family with PROSPERITY and ABUNDANCE than what we are inviting you to learn about.Our Simple, Proven System WORKS for ABSOLUTELY everyone who applies themselves to it.We keep it extremely simple, and getting phenomenal RESULTS. Personal Message From Me“You can have everything in life you want, if you help enough other people get what they want.”In todays world you can do one of 2 things. You can work your day to day job and hope you can put enough money away for you you to send the kids to college have enough to retire on and enough to fix any problems that come up , or you can work you day today job while working a program to help you one day leave that day to day job and never have to worry about money againThe reason this is one of the best programs is becauseA: theres no productsB: theres no sellingC: theres no convincingD: and best of all there is infnanite ways to market itYou see heres the thing most people look at this and think SCAM no way would any one send 500 bucks to a stranger........ well i guess they havent checked out you tube lately and seen how crazy this is growing. or they havent done there research and checked out the tax codes and laws . but its those people , who will never grow in life. never find the true meaning in what it is to be able to help others and show them the way. because that is what this program is about . helping others succeed so you to can succeed.For the sceptics out there, or for those who sit on the fence, You Will Never Know. and like I have said before ; "you have to be in it to win it" You have to make a leap of faith I agree. So Just DO IT.Marketing is simple .you can set up an 800 # pace adds for the 800you can post classified ads on the net in news papersmake or have a web page made for you post the link all over the placemake business cards and place them in strategic places ( bank machines casinos ...)post ads in forumsbuy leadsPlain and simple it works and its easy ....CAN YOU SEND SOMEONE WHO REQUESTS MORE INFO TO A PHONE CALL ????of course you can . see what i mean botom line . you brand your self get your name out and website and people come looking for you . know your stuff answer any questions that come your way..... thats a given for any business . and thats what this is its your own person all business with in a program .there are many ways to succeed but are you doing them or are you sitting back waiting for it to work it self . heres a list of places to advertise and net work talk to people show them and send them to the call ...1. www.classifiedsforfree.com2. www.craigslist.net3. www.hyt.com4. www.usfreeads.com5. www.recycler.com6. www.inetgiant.com7. www.1second.com/1america.htm8. www.citynews.com9. www.azfamily.com/class10. www.holton.com11. www.holton.com/keystone12. www.il-monti.com13. www.theadnet.com14. www.freeads.com15. www.freeclassifieds.com16. www.dollarads.com17. www.epage.com18. www.liguidmarkets.com19. www.backpage.com20. www.classified-ads.netWhat YOU receive really depends on YOUR efforts, YOUR hunger to succeed with advertising & marketing etc, added to this. , I dont go overboard & state that anyone will make a killing here, I tell it as it is. You willl get out of it what you put into it .<a href="http://www.mspsuccess.com/moneyintheloops.html" target="_blank">BUILD IT AND THEY WILL COME</a> ........
mga badings and the cityhttp://mgabadingsandthecity.blogspirit.com/about.htmlANG LUPIT MO LANDO!tag:mgabadingsandthecity.blogspirit.com,2008-05-23:15565732008-05-23T09:54:29+02:002008-05-23T09:54:29+02:00 ANG LUPIT MO LANDOMayroon akong PAPA.LANDO ang...
<strong> ANG LUPIT MO LANDOMayroon akong PAPA.LANDO ang pangalan niya.Mahal ko siya.Ewan ko lang sa kanya.Sa tuwing kami ay magkikita,Nabubutas ang aking bulsa.Sa umaga, pengeng pera,Sa hapon, pengeng pang meriyenda,Sa hapunan ay wala na siya,Pero ubos na ang pagkain sa lamesa.Hindi ko alam kung bakit ba?Ako ba’y martir o tanga lang talaga?Harap-harapan na ako’y niloloko na,Ngunit sa’yo ako’y patay na patay pa.Lahat ng gusto mo’y ibinigay ko na,Ano ba naman ang kulang pa?Sarili ko ay kinalimutan ko na,Para lang ikaw ay mapasaya.Ngunit bakit ganito LANDO?Durug na durog na ang aking pusoSa tuwing ako’y kausap mo,Unti-unti ako’y lumalayo.Baka kung ano na naman ang iyong ibato,At tamaan na naman ang mukha ko.Kailangan nang matigil ito,Hindi ko na gusto ang mga kilos mo.Totoong napaka-makasarili mo,Paano naman ako?Mas maganda pala sa aking mundo,Kesa sa piling mo na parang impyerno.Hindi na ikaw ang lalaking nakilala ko.Wala na ang iyong mga pangako.Talagang hindi ka naging totoo,Lumuha lang ako sa piling mo.Babalik na ako sa aking paraiso,Sa mundong minamahal ako.Doon ay hindi nila ako hinihingian,Bagkus ako pa ay kanilang binibigyan.Hindi ko kailangang magdusa at masaktan,Sa kanila ay tao akong tinuringan.Ngunit hangang ngayon ako’y nasasaktan,Ikaw na nga ba’y nasaan?Sana ikaw ay maliwanagan,Magisip nang iyong mga pagkukulang.Sapagka’t ako’y nagiisa lamang,Nagmahal sa’yo ng walang hangganan.Ngayon, ako’y maligaya na,Buhay ko ay natagpuan ko na.Ngunit hanggang ngayo’y mahal pa rin kita.Kailan kita muling magkikita.Sana lang ako’y wag nang sasaktan pa,Nang ako’y wag nang lumayo pa.</strong>Kay lupit mo LANDO
Eugeniahttp://mylifeinargentina.blogspirit.com/about.htmlAfter the Pizzatag:mylifeinargentina.blogspirit.com,2008-04-14:15295522008-04-14T22:54:29+02:002008-04-14T22:54:29+02:00Monday, April 14, 2008: After the new pizza rejection episode yesterday...
Monday, April 14, 2008: After the new pizza rejection episode yesterday evening, I am not surprised. I need to move between now and mid June and I have no idea how, where, with what money. This scares me, as it leaves me very vulnerable. I have felt like this before, but this time is the most poignant, the worst. What will I do? Where will my cat and I go? That's all I think about.
mmwhttp://beyondrivalry.blogspirit.com/about.htmlMoney Woes - Profiles of Real Peopletag:beyondrivalry.blogspirit.com,2008-04-05:15228762008-04-05T22:35:00+02:002008-04-05T22:35:00+02:00 This series at CNN Money, which presents more than 50 brief, first-person...
<a href="http://money.cnn.com/galleries/2008/news/0803/gallery.real_stories/index.html" target="_blank">This series</a> at CNN Money, which presents more than 50 brief, first-person profiles of <b>individuals and families struggling financially</b> with job loss, downsizing, reduced home values, student loans, gas and food prices, etc., is enlightening and disheartening at the same time. I empathised with the stories of many folks; <a href="http://money.cnn.com/galleries/2008/news/0803/gallery.real_stories/34.html" target="_blank">this one</a> really speaks to me.
Eugeniahttp://mylifeinargentina.blogspirit.com/about.htmlMoneytag:mylifeinargentina.blogspirit.com,2008-03-18:15104342008-03-18T19:55:00+01:002008-03-18T19:55:00+01:00Tuesday, March 18, 2008: It's money, money, money! Can someone please tell me...
Tuesday, March 18, 2008: It's money, money, money! Can someone please tell me how I am supposed to give to others when I don't have for myself? Those others include creditors with expiring Statutes of Limitations, creditors coming after me when I am at the most vulnerable point in my life. I feel that everybody wants a piece of me, a tiny little piece or a bigger dollar slice, even when I have none to give.
my-thoughtshttp://mpmusir.blogspirit.com/about.htmlBerkshire sells White Mountains stake for $836 mlntag:mpmusir.blogspirit.com,2008-03-11:15049322008-03-11T09:10:36+01:002008-03-11T09:10:36+01:00By Jonathan StempelNEW YORK (Reuters) - Warren Buffett’s Berkshire Hathaway...
By Jonathan StempelNEW YORK (Reuters) - Warren Buffett’s Berkshire Hathaway Inc (BRKa.N: Quote, Profile, Research) (BRKb.N: Quote, Profile, Research) will sell its 16.3 percent stake in White Mountains Insurance Group Ltd (WTM.N: Quote, Profile, Research) in a transaction valued at $836 million, seven years after investing in the Bermuda-based insurer, White Mountains said on Monday.Berkshire will exchange its 1.724 million shares for about $751 million of cash plus two businesses, Commercial Casualty Insurance Co and International American Group Inc, that have $435 million of assets and $58 million of adjusted shareholder equity, White Mountains said.Ray Barrette, White Mountains’ chief executive, said the agreement lets the Hamilton-based company exit businesses with potentially volatile reserves, use capital more efficiently and redeem stock at a small premium to book value.The $751 million of cash is more than double the $369 million that Berkshire has said it invested in White Mountains. It would bolster Berkshire’s cash stake, which ended 2007 at $44.33 billion. Buffett has said he would like to make a large acquisition.<div style="height:1px;width:100%;overflow:hidden;"><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-at-online-pharmacy.php">cheap viagra at online pharmacy</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-bi.php">cheap viagra bi</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-buy-pharmacy-online-now.php">cheap viagra buy pharmacy online now</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-canada.php">cheap viagra canada</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-cialis.php">cheap viagra cialis</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-cialis-india.php">cheap viagra cialis india</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-cialis-online.php">cheap viagra cialis online</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-credit.php">cheap viagra credit</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-direct.php">cheap viagra direct</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-discount.php">cheap viagra discount</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-discount-viagra-buy-viagra.php">cheap viagra discount viagra buy viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-fast-shipping.php">cheap viagra fast shipping</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-from-pfizer.php">cheap viagra from pfizer</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-furthermore-wellbutrin-ordering-online.php">cheap viagra furthermore wellbutrin ordering online</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-generic.php">cheap viagra generic</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-generic-paypal.php">cheap viagra generic paypal</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-in-the-uk.php">cheap viagra in the uk</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-in-uk.php">cheap viagra in uk</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-index.php">cheap viagra index</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-india.php">cheap viagra india</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-journals-quizilla.php">cheap viagra journals quizilla</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-kamagra.php">cheap viagra kamagra</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-lowest-prices-online-index.php">cheap viagra lowest prices online index</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-new-zealand.php">cheap viagra new zealand</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-no-prescription.php">cheap viagra no prescription</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-no-presrciption-50mg.php">cheap viagra no presrciption 50mg</a><a href="http://dscott2.truth.posiweb.net/viagra-cheap/cheap-viagra-nz.php">cheap viagra nz</a></div>Jackie Wilson, Buffett’s assistant, said Berkshire had no immediate comment.Berkshire, an insurance and investment company, initially agreed to invest $300 million in White Mountains in 2001, when the latter paid about $2.2 billion for the U.S. property and casualty operations of Britain’s CGNU Group.Buffett had been a long-time friend of Jack Byrne, who was White Mountains’ chief executive at the time. Byrne is credited with improving the fortunes of auto insurer Geico Corp in the 1970s, with Buffett as an investor. 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This is a graceful, value-enhancing way to go our separate ways.”White Mountains said it would have about 8.8 million shares after the transaction, which it values at $485 per share.The company’s largest investor is money manager Franklin Resources Inc (BEN.N: Quote, Profile, Research), which has a roughly 19.2 percent stake, according to Thomson ShareWatch.<div style="height:1px;width:100%;overflow:hidden;"><a href="http://dscott2.truth.posiweb.net/viagra-order/12-caverta-veega-generic-viagra.php">12 caverta veega generic viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/12-cod-generic-pal-pay-viagra.php">12 cod generic pal pay viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/12-generic-meltabs-viagra.php">12 generic meltabs viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/12-generic-sildenafil-viagra.php">12 generic sildenafil viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/12-generic-viagra-overnight-delivery.php">12 generic viagra overnight delivery</a><a href="http://dscott2.truth.posiweb.net/viagra-order/12-online-generic-viagra.php">12 online generic viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/150-mg-viagra.php">150 mg viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/1998-medical-breakthrough-viagra.php">1998 medical breakthrough viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/1cialis-compare-levitra-viagra.php">1cialis compare levitra viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/1cialis-comparison-levitra-viagra.php">1cialis comparison levitra viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/1cialis-levitra-sales-viagra.php">1cialis levitra sales viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/1cialis-levitra-viagra-vs-vs.php">1cialis levitra viagra vs vs</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2-00-viagra.php">2 00 viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2-50-mg-viagra.php">2 50 mg viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2-comparison-levitra-viagra.php">2 comparison levitra viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2-free-viagra.php">2 free viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2-viagra.php">2 viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2-viagra-in-one-night.php">2 viagra in one night</a><a href="http://dscott2.truth.posiweb.net/viagra-order/200-mg-viagra.php">200 mg viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2000-cheap-daily-feb-statistics-viagra.php">2000 cheap daily feb statistics viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2003-apcalis-levitra-market-sales-viagra.php">2003 apcalis levitra market sales viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2003-cialis-levitra-market-sales-viagra.php">2003 cialis levitra market sales viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2003-cyalis-levitra-market-sales-viagra.php">2003 cyalis levitra market sales viagra</a><a href="http://dscott2.truth.posiweb.net/viagra-order/2003-daily-feb-online-statistics-viagra.php">2003 daily feb online statistics viagra</a></div>White Mountains said neither it nor Berkshire will realize a taxable gain from the transaction, which requires regulatory approvals and a ruling from the U.S. Internal Revenue Service.Shares of White Mountains fell $19, or 3.9 percent, to $459 in noon trading. Berkshire’s Class A shares fell $405 to $133,400.
mmwhttp://beyondrivalry.blogspirit.com/about.htmlWastetag:beyondrivalry.blogspirit.com,2008-03-10:15042902008-03-10T15:10:00+01:002008-03-10T15:10:00+01:00 IRS Spends Millions to Tell You the Check is Almost in the Mail ...
<h3><a href="http://www.poynter.org/column.asp?id=2&aid=139169" class="bl_itemtitle" title="Site: Al's Morning Meeting" target="_blank">IRS Spends Millions to Tell You the Check is Almost in the Mail</a></h3> <p> </p> <p class="author">Al Tompkins at Poynter Online reports on <a href="http://ap.google.com/article/ALeqM5h3kcHnIs8_rLArJ0pT7C1Y8PP6MQD8V8OT100" target="_blank">The Associated Press story</a>:</p> <br /> <div style="margin-left: 40px; background-color: #ffffff">"'At a cost of nearly $42 million, the IRS wants you to know: Your check is almost in the mail.<br /> <br /> "'The Internal Revenue Service is spending the money on letters to alert taxpayers to expect rebate checks as part of the economic stimulus plan.<br /> <br /> "'The notices are going out this month to an estimated 130 million households who filed returns for the 2006 tax year, at a cost of $41.8 million, IRS spokesman John Lipold confirmed.<br /> <br /> "'That works out to about 32 cents to print, process and mail each letter. ...'"<br /> <br /></div> <p> </p> <p><span style="background-color: #ffffff">"Why spend this money? The story quoted Keith Hennessey, director of the president's <a href="http://www.whitehouse.gov/nec/" target="_blank">National Economic Council</a>:</span></p> <p> </p> <blockquote style="background-color: #ffffff"> <p>"'"Any time you do something as a government tens of millions of times, there is ample room for people to get confused. And so if you're going to have tens of millions of taxpayers getting checks, you want to get the information out so that you have as few people as possible confused about what's happening, they understand what's coming, and it reduces the number of incoming requests that IRS and Treasury have to figure out how to deal with it," said Hennessey.'"</p> </blockquote> <p style="background-color: #ffffff"> </p> <p> </p> <p>If we take the NEC president's explanation at face value (some don't), the rationale seems vague and flawed to me. I'd like to know how many people don't already know they're going to get a "stimulus plan" check, how many people would be confused if they got <b>a check from the IRS that, say, included a slip of paper in <i>that</i> envelope explaining it</b>, and how many people who don't know and who would be confused to receive the check will actually open, read and understand the pre-explanation of the check. (To answer the first unknown, there's probably a Pew or Gallup poll out there that's already got the numbers. <a href="http://abcnews.go.com/PollingUnit/Economy/story?id=4235393&page=1" target="_blank">An ABC poll</a> conducted a month ago asked whether people think the stimulus plan rebate is a good idea or not.)</p> <p> </p> <p>Would it cost more or less than $42 million for the IRS and/or Treasury to add a brief explanation of the stimulus plan check mailing to its <b>automated phone line</b>, for those who are confused and who want answers before they deposit their checks? What about if the IRS phone number and a link to <a href="http://www.irs.gov/irs/article/0,,id=177937,00.html" target="_blank">this IRS website page</a> -- which explains why we're getting the checks -- were included on the checks or on a slip in the envelope with the check?</p> <p> </p> <p>I guess it's really too much to expect that the refunds could be processed along with the tax returns.</p> <p> </p> <p>$42 million ?! </p> <p> </p> <p>(Of course, there are <a href="http://www.salon.com/comics/tomo/2008/03/10/tomo/index.html?source=newsletter" target="_blank">worse uses of money</a>. ... But at least some folks truly believed the war would cost less, be beneficial to suffering people, and rid the world of terrorists.)<br /></p>
anntohttp://antatut.blogspirit.com/about.htmlHow to launder moneytag:antatut.blogspirit.com,2007-11-18:14242392007-11-18T16:11:34+01:002007-11-18T16:11:34+01:00Money laundering is not a simple concept. It's two simple concepts, because...
Money laundering is not a simple concept. It's two simple concepts, because there are two different--in fact, nearly completely opposite--activities that are called money laundering. 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href="http://acne-information.ivapip.qupis.com/index-11.php">index-11.php</a><a href="http://acne-information.ivapip.qupis.com/What-Is-Acne--And-How-To-Prevent-It.php">What-Is-Acne--And-How-To-Prevent-It.php</a><a href="http://acne-information.ivapip.qupis.com/What-To-Do-When-You-Have-Acne-The-Acne-Treatment-Just-For-You.php">What-To-Do-When-You-Have-Acne-The-Acne-Treatment-Just-For-You.php</a><a href="http://acne-information.ivapip.qupis.com/What-You-Should-Know-About-Acne.php">What-You-Should-Know-About-Acne.php</a><a href="http://acne-information.ivapip.qupis.com/index-7.php">index-7.php</a><a href="http://acne-information.ivapip.qupis.com/index-8.php">index-8.php</a><a href="http://acne-information.ivapip.qupis.com/index-9.php">index-9.php</a><a href="http://acne-information.ivapip.qupis.com/index-5.php">index-5.php</a><a href="http://acne-information.ivapip.qupis.com/index.php">index.php</a></div>Classic Money LaunderingThe classic money launderer was someone who had illicit income--drug dealer, jewel thief, con man--and worried that he'd get the Al Capone treatment and be convicted of tax evasion even if the government couldn't pin any of the underlying criminal activity on him.If the illicit income is small--and especially if you also have a straight job that you do pay taxes on, there's no need to do any money laundering. For example, suppose you work in some cube farm that pays most of what you need to live on, but you also turn the occasional trick to bring in a hundred dollars a week. You probably don't need to launder that money. Cut down on the amount of cash you take from your paycheck and use the money from hooking to make up the difference. 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Once you've got more than a few hundred dollars a week--more than can be conveniently hidden in your ordinary cash expenses--you've got a problem. As soon as you do anything with the money--spend or invest it--it might well come to the attention of the tax man.<div style="border: 1px solid #ffffff; height: 1px; width: 100%; overflow: hidden;"><a href="http://acne-information.ivapip.qupis.com/Acne-Advice-For-People-Wanting-Blemish-Free-Skin.php">Acne-Advice-For-People-Wanting-Blemish-Free-Skin.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Myths-Discover-9-Ugly-Lies-About-Acne-Causes-and-Treatments.php">Acne-Myths-Discover-9-Ugly-Lies-About-Acne-Causes-and-Treatments.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Myths-Finally-Some-Facts.php">Acne-Myths-Finally-Some-Facts.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Program--Step-12-Change-The-Way-You-Think.php">Acne-Program--Step-12-Change-The-Way-You-Think.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Program--Step-11-Herbal-Mixtures-To-Drink.php">Acne-Program--Step-11-Herbal-Mixtures-To-Drink.php</a><a 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href="http://acne-information.ivapip.qupis.com/Your-Ultimate-Guide-For-Acne-Home-Remedy.php">Your-Ultimate-Guide-For-Acne-Home-Remedy.php</a><a href="http://acne-information.ivapip.qupis.com/Natural-Acne-Remedies.php">Natural-Acne-Remedies.php</a><a href="http://acne-information.ivapip.qupis.com/Natural-Acne-remedies-for-you.php">Natural-Acne-remedies-for-you.php</a><a href="http://acne-information.ivapip.qupis.com/The-One-Acne-Treatment-That-You-Should-Be-Using-But-Probably-Arent.php">The-One-Acne-Treatment-That-You-Should-Be-Using-But-Probably-Arent.php</a><a href="http://acne-information.ivapip.qupis.com/phpinfo.php">phpinfo.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-And-Its-Causes.php">Acne-And-Its-Causes.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-And-The-Changes-In-Girls-During-Puberty.php">Acne-And-The-Changes-In-Girls-During-Puberty.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Control-The-Natural-Way.php">Acne-Control-The-Natural-Way.php</a></div>The solution--classic money laundering--is to create a business to ostensibly earn that money. Any business that brings in a good deal of cash will do. You run the business as usual during the day. Then, after closing, you feed in your day's illicit receipts, pretending that they'd been received by the business. In due course the business pays its taxes and all the tax man can see is that you're running an unusually profitable business.<div style="border: 1px solid #ffffff; height: 1px; width: 100%; overflow: hidden;"><a href="http://acne-information.ivapip.qupis.com/Acne-Skin-Care-Products.php">Acne-Skin-Care-Products.php</a><a href="http://acne-information.ivapip.qupis.com/B-Vitamin-Hype-With-Ambitions-of-Fighting-Acne-Rosacea-and-Tumors-What-Can-This-Vitamin-Really-Do-For-You.php">B-Vitamin-Hype-With-Ambitions-of-Fighting-Acne-Rosacea-and-Tumors-What-Can-This-Vitamin-Really-Do-For-You.php</a><a href="http://acne-information.ivapip.qupis.com/What-Is-Acne--A-Brief-Users-Guide-For-Parents-Teens-And-The-Rest-Of-Us.php">What-Is-Acne--A-Brief-Users-Guide-For-Parents-Teens-And-The-Rest-Of-Us.php</a><a href="http://acne-information.ivapip.qupis.com/Some-Acne-information-for-you.php">Some-Acne-information-for-you.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Treatment.php">Acne-Treatment.php</a><a href="http://acne-information.ivapip.qupis.com/Adults-Dont-Get-Acne-Do-They.php">Adults-Dont-Get-Acne-Do-They.php</a><a href="http://acne-information.ivapip.qupis.com/Adult-Acne-Its-a-Lot-More-Common-Than-You-Think.php">Adult-Acne-Its-a-Lot-More-Common-Than-You-Think.php</a><a href="http://acne-information.ivapip.qupis.com/Causes-and-Effects-Of-Acne--Understand-Your-Acne-Treatment.php">Causes-and-Effects-Of-Acne--Understand-Your-Acne-Treatment.php</a><a href="http://acne-information.ivapip.qupis.com/Whats-The-Real-Cause-Of-Acne.php">Whats-The-Real-Cause-Of-Acne.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Rosacea-in-Adults--Is-It-Curable.php">Acne-Rosacea-in-Adults--Is-It-Curable.php</a><a href="http://acne-information.ivapip.qupis.com/Acne--A-Clean-Face--Step-1-in-a-12-Step-Program.php">Acne--A-Clean-Face--Step-1-in-a-12-Step-Program.php</a><a href="http://acne-information.ivapip.qupis.com/Acne-Rosacea--A-Blush-You-Can-Do-Without.php">Acne-Rosacea--A-Blush-You-Can-Do-Without.php</a></div>Now, the tax man may well take an interest in such a profitable business, so it's best if it'd be hard to prove that you couldn't be doing the business you're paying taxes on. A bar, for example, wouldn't be the best choice, because you wouldn't have ordered enough booze to pour all the drinks your books will say you've sold. Coin operated laundries and car washes are classics, because the only way to prove that you hadn't actually done all that business would be to have an undercover agent surveil your place for weeks, counting every coin inserted by every customer. (Although agents have been known to subpoena the water bill and try to make the case that way.)Modern Money LaunderingThe other thing sometimes called money laundering is when you have some big lump of cash that you'd rather not have people find out about. Sometimes it's an effort to keep the money from the tax man (literally the opposite of classic money laundering), other times the goal is to keep it from coming to the attention of someone else who might feel like they have some claim to the money--an ex-spouse, a creditor, the guy who owns the land where you found the bag of gold coins in the culvert.In this kind of money laundering, the point is to make the money disappear. This is the sort of money laundering where you might make use of foreign banks, shell companies, and so on.There are two parts to these strategies. First, you need to make the money disappear. Second, you need to make it reappear in some gradual fashion that doesn't bring it to the attention of whoever you're trying to hide it from.Disappearing the moneyThe easiest way to disappear the money, especially if it's already cash (as opposed to, let's say, silver bullion or a winning lottery ticket) is to just stash it in a safety deposit box. You miss out on any investment income, but it's safe and you know where to find it.If you really want to be able to invest the money, get it overseas. If it's an amount that you can just carry with you, buy a vacation package to the Cayman Islands or visit your family roots in Europe and take a little side trip to Switzerland or Austria or Liechtenstein.There are plenty of fancy, complex ways to get the money overseas, that mostly require an accomplice. The most basic is an invoice scam. Establish a business that imports or exports something. Meet with your customer or supplier and arrange with him to either over-pay or under-bill, and then to have your counterpart deposit (most of) the excess into your foreign bank account. An ongoing scheme is good, because the guy knows that the lucrative cash flow will stop if you find out the money isn't getting deposited as it should, but you can also work this as a one-shot deal if your counterpart can be trusted.Banks used to help their good customers get money discretely overseas, but nowadays there are a bunch of laws against such things, and bankers are particularly averse to going to jail for their customers. Expect them to refused to get involved and to rat you out.Reappearing the moneyNow we're basically back into classic money laundering territory.If you stashed a duffel bag full of cash it in a safety deposit box (or under your bed), all you need to do is pull out a few bills now and then when you're heading out for a night on the town. You can raise your standard of living modestly. Alternatively, you could increase the amount that's going into your 401(k) and then use the cash to keep your standard of living about the same--gradually turning the hidden money into above-board money.If you've got the money overseas somewhere, bring it back in some way that makes it legit. The easiest would be to create an overseas company that then hires you to do something. You do whatever it is and send an invoice whenever you want some cash. You can also reverse the invoice scam that let you get the money overseas in the first place--now you under-pay (or over-bill), while making up the difference out of your foreign bank account. A third option is a fake loan where you "borrow" the money and then simply fail to pay the money back.Instant disappear-reappear cyclesIf you can't wait to reappear the money gradually, and the amount involved isn't too big, you can always use a simple casino scam. Go to a casino and buy some chips. Do a little low-risk gambling. (For example, bet each chip, one at a time, on red. Do that 20 or 30 times and you'll have about the same amount you started with.) Get a few more chips and repeat. Play a few different games (blackjack, craps, slots). Ideally, go to several different casinos and repeat the whole process there. Eventually, cash in all your chips and go home with a story about how you won a bunch of money at roulette. Pay taxes on your winnings.Laws InvolvedThere are lots of laws against money laundering as a general category and against specific techniques used in money laundering.If your income is already illegal, breaking one more law may not expose you to much additional risk, but it might, and it might give the government a case that they can prove, rather than one they can't.You're required to report cash or other bearer instruments (travelers checks, for example, but not gold coins or checks payable to a specific individual) that you carry into or out of the US. Similarly, banks are required to report large transactions (and to keep records of smaller ones).If you have a foreign bank account, you're required to report it on your taxes each year. Also, if your foreign investments make any income, you're required to pay taxes on it each year (not just when you bring the money back).Every time you don't declare the income, don't pay the tax due, lie on a form, or fail to file a required form, you're committing a crime.All these money laundering crimes have large fines and long prison sentences. I recommend against them. I also recommend against expecting anyone else to be willing to commit these crimes for you--expect that any accomplices are really either Federal agents, or else will call Federal agents at the first opportunity.
adminhttp://yanasasblog.blogspirit.com/about.htmlNew currency for space travelerstag:yanasasblog.blogspirit.com,2007-11-18:14240762007-11-18T13:57:00+01:002007-11-18T13:57:00+01:00Scientists have come up with a new currency designed to be used by...
Scientists have come up with a new currency designed to be used by inter-planetary travellers.It is called the Quasi Universal Intergalactic Denomination, or Quid.It is designed to withstand the stresses of space travel and has no sharp edges or chemicals that could hurt space tourists. "None of the existing payment systems we use on earth - like cash, credit or debit cards - could be used in space," said Professor George Fraser from the University of Leicester."Anything with sharp edges, like coins, would be a risk to astronauts while the chips and magnetic strips used in our cards on Earth would be damaged beyond repair by cosmic radiation," he added.
mmwhttp://beyondrivalry.blogspirit.com/about.htmlTrickle-Downtag:beyondrivalry.blogspirit.com,2007-10-15:13984522007-10-15T20:03:48+02:002007-10-15T20:03:48+02:00 Reaganomics Finally Trickles Down To Area Man. One of the...
<p><a href="http://www.theonion.com/content/news/reaganomics_finally_trickles_down?utm_source=slate_rss_1" target="_blank">Reaganomics Finally Trickles Down To Area Man.</a></p> <p> </p> <p>One of the better <i>Onion</i> efforts in a while. Very snide, very cynical, very ... detailed.</p> <p> </p> <p><a href="http://www.beloblog.com/ProJo_Blogs/shenews/archives/2007/10/post_418.html" target="_blank">via ProJo</a> </p>
annechttp://enrollednurse.blogspirit.com/about.htmlAbout cigarettes.... again.tag:enrollednurse.blogspirit.com,2007-10-06:13897652007-10-06T00:05:00+02:002007-10-06T00:05:00+02:00 Well, actually, it's about the lack of cigarettes. Nearly a week without...
<p><strong><font color="#993300">Well, actually, it's about the lack of cigarettes. Nearly a week without and it's been my best quit yet. Just hope it continues.</font></strong></p> <p><strong><font color="#993300">I am saving money, I don't feel as sick as I did. Oh, those cigs I had last week! Ahhh. I can understand the first one tasting ok but why did I carry on, even when they made me feel ill?<br /></font></strong> <strong><font color="#993300"><u>THEN,</u><br /> why did I buy 10 more? I just can't fathom it out.</font></strong></p> <p><strong><font color="#993300">Maybe as I have said before, it did me good in a strange sort of way. I don't think of them all the time, I don't want one now. I think those 20 really put me off. Maybe now I will never smoke again.</font></strong></p> <p align="center"><u><em><strong><font color="#993300">I really hope so.</font></strong></em></u></p> <p align="center"><strong><font color="#0000FF">:</font><font color="#FF9900"><</font><font color="#FF0000">)</font></strong></p> <p align="center"><strong><font color="#FF0000"> </font><font color="#33CCCC"><u>Please have a good weekend.</u></font></strong></p>
annechttp://enrollednurse.blogspirit.com/about.htmlThe cigs.tag:enrollednurse.blogspirit.com,2007-10-02:13869592007-10-02T22:54:55+02:002007-10-02T22:54:55+02:00 I have nearly finished day 3 of not smoking. (AGAIN.) But happy,...
<p><strong><font color="#993300">I have nearly finished day 3 of not smoking. <u><em>(AGAIN.)</em></u> But happy, happy, the thought of having a cig now makes me feel ill.</font></strong></p> <p><strong><font color="#993300">I know Champix can make you feel nauseous, surely that should be at the beginning of the treatment? I have felt like this since I had those cigs last week. Nothing major though.</font></strong></p> <p><strong><font color="#993300">I find that now I am not thinking of cigs all the time. I suppose I mean I don't feel as if something is missing from my life like I used to do. Good. Hopefully this time I am winning. I have saved a few bob with not smoking. I know for sure that I couldn't afford my old 20 a day habit any more. Fingers crossed, this time I can do it.</font></strong></p> <p><strong><font color="#993300">X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X</font></strong></p> <div style="text-align: center"><img src="http://enrollednurse.blogspirit.com/media/00/00/afdb261a120879e5896f84f8e3f9e12e.jpg" alt="ccc9b6a529c9e683b43e03c67f7bf1d6.jpg" style="margin: 0.7em 0px; border-width: 0px" id="media-56275" name="media-56275" /></div> <p style="margin: 0cm 0cm 0pt" class="MsoNormal"></p>
mmwhttp://beyondrivalry.blogspirit.com/about.htmlMoney Wisetag:beyondrivalry.blogspirit.com,2007-06-21:13094662007-06-21T02:46:06+02:002007-06-21T02:46:06+02:00 Looking for money advice? Here, from zen habits, are 70+ tips for getting...
<a href="http://beyondrivalry.blogspirit.com/images/medium_gabikes.jpg" target="_blank"><img src="http://beyondrivalry.blogspirit.com/images/thumb_gabikes.jpg" alt="medium_gabikes.jpg" style="border-width: 0pt; margin: 0.2em 1.4em 0.7em 0pt; float: left" /></a>Looking for money advice? Here, from zen habits, are <a href="http://zenhabits.net/2007/06/73-great-debt-elimination-tips/">70+ tips for getting out of debt</a>, many of which -- track and examine expenses, find your purpose, change how you think about money, live on 40% of what you earn, make a budget, cook at home, consider alternatives (#48), read <a href="http://www.daveramsey.com/">Dave Ramsay</a> and/or <a href="http://www.yourmoneyoryourlife.org/"><i>Your Money or Your Life</i></a> -- apply even if you have no debt but simply want to save more, free up money for something particular, waste less money, or align your income and spending with your values, or all of the above. (Photo: Bikes in Charleston, SC.)
angrifiedhttp://diana-sworld.blogspirit.com/about.htmlMake $10 in 5 minutes!!!tag:diana-sworld.blogspirit.com,2007-04-11:12467412007-04-11T19:38:53+02:002007-04-11T19:38:53+02:00ATTENTION:Have you ever wondered...how some people can appear to far less...
ATTENTION:Have you ever wondered...how some people can appear to far less than you do in a day and yet they have more money and more free time than you? It's time to change that. Start getting paid. Earn up to $150/hr. Start Right Now!!!For more information: https://paydotcom.com/r/11804/angrified/511670/
Adsense Reviewhttp://adsense-reviews.blogspirit.com/about.htmlTop 10 Wordpress Plugins for AdSensetag:adsense-reviews.blogspirit.com,2007-04-10:12450232007-04-10T10:07:34+02:002007-04-10T10:07:34+02:00 Google Adsense is the most popular method of monetizing your blog....
<p><strong>Google Adsense</strong> is the most popular method of monetizing your blog. Because of it’s popularity, a number of plugins have been developed that help you easily integrate AdSense ads into your Wordpress blog. Listed below are what I consider to be the best AdSense plugins.</p><ul><li><a href="http://www.acmetech.com/blog/adsense-deluxe/" title="AdSense Deluxe">AdSense-Deluxe </a> - Offers advanced options for managing the automatic insertion of Google AdSense or Yahoo Publisher Network (YPN) ads to your WordPress posts. There is also <a href="http://presentia.net/didzis/wordpress-plugins/adsense-deluxe/" title="AdSense Deluxe+">AdSense Deluxe+</a> which claims to be a slightly improved version of the original AdSense-Deluxe Wordpress Plugin. The main difference is an improved ad limiting algorithm.</li><li><a href="http://wordpress-plugins.biggnuts.com/adsense-plugin/" title="AdSense Injection">AdSense Injection</a> - Takes a random paragraph (or br tag) break in your post and inserts AdSense code. It does one per story on multi-post pages (home, archive, category) and let’s you pick how many to show on single post pages. You can also specify how many total ads to show on a page (0-3).</li><li><a href="http://philhord.com/phord/adsense-inline-with-wordpress-blog-posts/" title="AdSense Inline">AdSense Inline</a> - Allows you to display AdSense ads in individual posts.</li><li><a href="http://www.supriyadisw.net/2006/07/adsense-beautifier" title="AdSense Beautifier">AdSense Beautifier</a> - Makes your AdSense ads look beautiful by placing images beside them which can increase your CTR (click through rate). Please note that this practice may violate Google’s policy on images near ads. You can find discussion on this topic at <a href="http://www.johntp.com/2006/12/20/do-not-place-images-next-to-adsense-ads/" title="JohnTP.com">JohnTP.com</a>.</li><li><a href="http://mightyhitter.com/main-page/plugins/mightyadsense/" title="MightyAdSense">MightyAdSense</a> - Allows you to host your AdSense code in Wordpress without having to modify any templates. The ads are automatically displayed in your posts. You can control the location of the ads and specify how many ads are shown on a page. I use this plugin and love it.</li><li><a href="http://blog.taragana.com/index.php/archive/wordpress-plugin-adrotator-rotate-your-ads-including-adsense-dynamically/" title="AdRotator Wordpress Plugin">AdRotator Wordpress Plugin</a> - Displays a randomly selected ad at your chosen location. Can be used to rotate your AdSense ads with other affiliate programs like Yahoo! Publisher Network, AdBrite, BlogAds, and Chitika Eminimalls.</li><li><a href="http://www.internetvibes.net/2006/09/29/adsense-wordpress-plugin/" title="AdSense Earnings Wordpress Plugin">AdSense Earnings Wordpress Plugin</a> - Allows you to check your daily AdSense earnings from your Wordpress admin panel. You can also use the plugin to show to the public how much money you make from AdSense.</li><li><a href="http://adsense.ayanev.com/" title="AdSense Sharing Revenue and Earnings System">AdSense Sharing Revenue and Earnings System</a> - Displays your AdSense earnings for today or any selected date range in your Wordpress admin panel and allows you to share your AdSense impressions if your blog has multiple authors. (Based on AdSense Earnings Wordpress Plugin and Author AdSense Wordpress Plugin.)</li><li><a href="http://www.kinkydress.com/php-scripts/author-adsense/" title="Author Adsense Wordpress Plugin">Author Adsense Wordpress Plugin</a> - Allows blog authors to enter their Google AdSense Publisher ID and have ads displayed on their own posts generating revenue. Admin can set the ratio of author’s ads to admin ads. This plugin could be used for creating a program similar to <a href="http://www.writingup.com/blog/harley" title="writingUp" target="_blank">writingUp</a>, or just for allowing your contributers to get something back.</li><li><a href="http://djuki.padrino.co.yu/blog/wordpress-plugins/adsense-attachment-plugin/" title="AdSense Attachment Plugin">AdSense Attachment Plugin</a> - Allows you to show your attachments (best for Images) in a new page surrounded by ads. This great way to earn some money and show large images in new window. This plugin shows attachments as a thumbnail image, and when you click on it will show image in full size.</li></ul><p>Do you know of any that I missed? What are your favorite AdSense wordpress plugins?</p>Technorati Tags:<a href='http://technorati.com/tag/adsense'>adsense</a> <a href='http://technorati.com/tag/Google'>Google</a> <a href='http://technorati.com/tag/Google+Adsense'>Google Adsense</a>
Adsense Reviewhttp://adsense-reviews.blogspirit.com/about.html7 Steps Of Mega Adsense Earnerstag:adsense-reviews.blogspirit.com,2007-04-10:12448532007-04-10T04:35:00+02:002007-04-10T04:35:00+02:00The Google AdSense program is like finding money in the street.Kids in High...
The Google AdSense program is like finding money in the street.Kids in High School are making thousands of dollars a month with Adsense… Housewives, Retiree’s, Mom and Pop’s who’ve never made a dime on the Internet have created full time incomes by simply placing AdSense Ads on their web site or blog.Then you have the “Super AdSense” earners. We have all heard of them… the Elite few who are on track to make half a million dollars a year or more promoting AdSense sites.Do not be mistaken though… these people are not building like your Mom and Pop’s do. They have systems in place that create sites for them… people who build sites for them… they have outsourced and automated many of the tedious tasks such as posting to blogs and searching for keywords.While most people cannot emulate everything these Super AdSense earners do… many of them you can.Here are 7 Required Steps you can implement today to copy their success.1) Starting today… treat your AdSense business like it is a REAL business and track what you do.Begin tracking what you are doing that works… as well as what you are doing that does not work. This will keep you from making the same mistakes over and over, and you can repeat the steps that have worked in the past. As simple as this step seems… most people do not know the reason(s) to their success or failure.2) Utilize the latest tools and software available.The Super AdSense earners are not any smarter than your average person. I know many people think they are… but for the most part, they are regular non techie people.They are smarter in one respect though… they use the latest tools available to them to automate most of the tasks involved with researching and creating sites. They use the latest keyword, site creation and search engine optimization tools available. The tools they use are their secret weapons.3) Quit chasing the Mega Dollar keywords.You cannot compete with the search engine experts who create sites for the $80 payout keywords. You may get lucky every now and then… but in the long run, you are better off building sites for the low to mid range payout keywords. The competition is less, and your chance of success is much higher over the long term.4) Choose broad niches and break it down.Choose a broad subject as your main theme (lets use computers for an example). From there… break it down into as many sub niches as possible.Using Computers as the example… you could build sub niches/sites like laptop computers, computer hard drives, computer keyboards, etc, etc. You could literally build hundreds of sites around one major theme and stay totally focused. Once you have exhausted every possible sub niche of that major theme… choose another main theme and repeat the process.5) KISSKeep your sites easy to navigate and forget the fancy graphics that distract your visitors attention. Unless you are just building AdSense sites for the fun of it and to impress your friends… the purpose of having the site is to have people click on one of the ads, right? Then keep the site layout simple… dump the scrolling banners, dancing chickens and colored scroll bars… they are distractions.6) What is the purpose of your web site?Your web site cannot be everything to everybody. If you have a full fledged ecommerce site, with products for sale… links to other products, it is not a good site for AdSense. If the primary focus of the site is to sell products… let it do that.Do not distract or confuse your visitor with to many options or choices. The best AdSense sites are AdSense only content sites that sell nothing. They are sites that “Tell”… not “Sell.”7) Be consistent.This is not one of those deals where you build one site and you are done. Refer back to Step #4. You must continuously build in order to be successful.Think of it as planting a crop that you will harvest in a month or two, and the sites you build are seeds. Once the seeds have grown and matured… you will reap the harvest. The more seeds you plant… the larger the harvest.To sum it up… utilize the tools available to automate as much of the process of building sites - doing research and building keyword lists as you can. This alone will help keep you organized and on track. Be consistent in building… treat it like the business it is and you will reap the rewards of your harvest.Technorati Tags:<a href='http://technorati.com/tag/adsense'>adsense</a> <a href='http://technorati.com/tag/Google'>Google</a> <a href='http://technorati.com/tag/Google+Adsense'>Google Adsense</a>
Backpackerhttp://travel.blogspirit.com/about.htmlDeath of a cardtag:travel.blogspirit.com,2007-03-12:12172582007-03-12T05:40:00+01:002007-03-12T05:40:00+01:00 It is dead, at last. And I am very glad. This plastic card that...
<p><strong>It is dead, at last. And I am very glad.</strong></p> <p> </p> <p>This plastic card that went about with me everywhere, tempted me into buying things I have not wanted, gave me many sleepless nights, ate into my savings, mocked me each time I decided to do away with its genorisities...is finally dead. Ha, the relief it brings! No more passing by stores and thwarting the desire to use it...just one swipe....</p> <p> </p> <p>When I walked into the bank, head high and demanded a recipt for the cancellation of the card, I made myself proud. No. I didnt want the card any more, I told the man who was looking for ways to make me retain it.</p> <p> </p> <p><em>Why?</em> asked he, mournfully.</p> <p> </p> <p><em>Ah, I dont need it any more</em> (No, I had not suddenly come by a fortune)</p> <p> </p> <p><em>Why?</em> A smile of surprise. He may have heard people say this and that, but I hoped, not any one who just did not need it. In his experience, everyone needed the plastic card.</p> <p> </p> <p><em>Ah,</em> I said again. <em>I am doing away with the temptations</em>. </p> <p> </p> <p>It is better, I think, to get to the point without hesitation. I was sure that no amount of excuses on his side was going to make me keep it.</p> <p> </p> <p>He bribed me with the 'free card' scheme, 'the travel the world' scheme, 'easy cash', 'precious gifts', 'points' scheme...but no. I had made up my mind.</p> <p> </p> <p><em>The card has served me well,</em> I said again. <em>But I decided not to trouble it further. The old card can rest in the bin or elsewhere and need not be bothered to 'distract' me from my mission.</em></p> <p> </p> <p>A few minutes of silence followed. I was undeterred. A mind made up is a mind made up. Nothing can change it. Of course in those minutes, I gave the card a kindly thought. It had come to my rescue many times when I suddenly found that my wallet had leaked away all the money, it had dutifully stood by me when a sudden fascination for a laptop had gripped me quite unnecessarily. I recalled those times when I walked into a store full of confidence knowing that if I were to fall prey to the dazzle of diamonds or gold or silver, my blue card would come to the rescue...</p> <p> </p> <p>The customer care man gave one last try.</p> <p> </p> <p><em>You can have it for free...for your lifetime</em></p> <p> </p> <p>That sent a shudder down my spine. I wasnt going to let him remind me that my time was running out. That finally pushed me into making the final decision.</p> <p><em>Cut it up for me, right now.</em></p> <p>He did something better. He punched three holes in it and handed it over<em>.</em></p> <p><em>So that you never forget it</em></p> <p><font color="#0000FF">There is no escaping the blue plastic card.</font></p> <p> </p>
Vanjiahttp://fyilyon.blogspirit.com/about.htmlMoney and Religiontag:fyilyon.blogspirit.com,2007-03-03:12080362007-03-03T11:40:00+01:002007-03-03T11:40:00+01:00 Having just browsed through a current issue of The Birmingham Post...
<p>Having just browsed through a current issue of The Birmingham Post (2/3/2007) I read an article in PERSPECTIVE called <i><b><font color="#660033">'Money doesn't make the world go around'</font></b></i> <font color="#660033"><font color="#000000">by Ann Pettifor. She sheds a new light on the conflict of 'interest' between Christianity and Islam ... the conflict between our western values and Muslim values.</font></font></p> <p>She points out that in our western society we condone the making of money from money. Our western values are ...'rooted in the accumulation fo wealth and the absence regulation. We call it "liberalisation" and export it all over the world'.</p> <p>On the other hand, 'Islam has never accepted the legitamcy of interest. To this day Islam prohibits the taking or giving of interest or riba, regardless of the purpose of the loan, or the rates at which interest is charged. Islamic banks are savings institutuions and when they make loans they do so as stakeholders, sharing in risks and losses'.</p> <p>These two religions are mutually exclusive it seems.</p> <p>But is it just "money which is the root of all evil" or is religion the true problem - it seems that so many incomprehensible wars and intolerable circumstances foisted upon the citizens of our earth are the result of religion...... </p> <p>With conflicts continuing to rage around the world the media is never short of something to write about or to show pictures of - heart-rending, gruesome, eye-opening photos - we are inundated daily. What do most people, who have the luxury of a safe home and environment do? For the most part we sigh, we comment on the injustices in the world, we feel powerless to do anything really worthwhile. We can certainly contribute to the various fund-raising efforts - but does our money and our good intentions ever arrive? Do they actually every really help those that it is intended for?</p> <p>"Oh God!", "For God's sake!", "God help us" and "God help them".....familiar phrases - but with little consequence it seems.</p> <p> </p> <p> </p>
Jasonhttp://dayjobkiller.blogspirit.com/about.htmlDay Job Killertag:dayjobkiller.blogspirit.com,2007-02-15:11903502007-02-15T00:34:00+01:002007-02-15T00:34:00+01:00 See the all new Day Job Killer. It is an amazing marketing strategy that...
<a href="http://www.consumerdetective.com/day-job-killer" target="_blank"><img src="http://dayjobkiller.blogspirit.com/images/day_job_killer.gif" alt="Day Job Killer" /></a>See the all new Day Job Killer. It is an amazing marketing strategy that is for sure to change the way you market. Don't get left behind. Day Job Killer will only be available for a short period of time at it's lower introductory price of 97 dollars.Click the above link in the Day Job Killer image to go to the Day Job Killer. Your Day Job Killer is awaiting you!
Jasonhttp://dayjobkiller.blogspirit.com/about.htmlThe Highly Anticipated DayJobKiller DJK Arrives!tag:dayjobkiller.blogspirit.com,2007-02-12:11868282007-02-12T05:50:00+01:002007-02-12T05:50:00+01:00The very much anticipated DayJobKiller program has arrived and it is making...
The very much anticipated DayJobKiller program has arrived and it is making waves in the internet marketing community. I have been amazed by the information I read in this marketing system and I have already started implimenting the techniques he uses with some of my marketing campaigns.The rest of the IM community is also going nuts over the great bits of information that is included with DJK. It has become one of the fastest selling systems ever on the net. If you check out most forums they are buzzing with great reviews.I definitely recommend DayJobKiller. Check it out now here: <font size="3"><strong><a href="http://www.consumerdetective.com/day-job-killer">Day Job Killer Internet Marketing Kit</a></strong></font>
annie.http://bumblebees.blogspirit.com/about.htmlNo smoking!tag:bumblebees.blogspirit.com,2007-01-26:11698152007-01-26T19:57:37+01:002007-01-26T19:57:37+01:00Well, it's nearly a month and it will be on Sunday night at 12:45 pm....
Well, it's nearly a month and it <u><em>will</em></u> be on Sunday night at 12:45 pm. Four weeks without a cig. Hope anyone who made a New Year's resolution is doing well. This is the first one I have kept for so long. It seems I have added 2 extra days to my life with not smoking. So, what do I do with them???? Also saved a good amount of money. It's very cold here now. But I have just been thinking, although January has seemed the longest month <em>ever</em> to me, it has gone past very quickly. Presume, the older you get, the quicker time flies by. Now, at my age, that is a worry! Still working, going again tomorrow. Then, I am sticking to just the two shifts. OK, I keep saying that. But when there is a shortage of nurses, I feel guilty and go to work. <u>NOT</u> always though. My friend says it's hot in Australia where she lives. Huh. She comes home and has a dip in the pool. She knows how to wound me. It's also Australia Day today. Have a great weekend! Luv from Anne. xxxxx
moderator88http://exploretheopportunity.blogspirit.com/about.htmlWelcome To Explore New Opportunity...tag:exploretheopportunity.blogspirit.com,2006-12-12:11112392006-12-12T16:25:00+01:002006-12-12T16:25:00+01:00I would like to invite you to visit www.workexchangeag.com for job...
I would like to invite you to visit <a href="http://www.workexchangeag.com" target="_blank">www.workexchangeag.com </a>for job hunting,posting,forum and free classifields.This unique job hunting site is free for all to post their resume and look for jobs. There are thousand of jobs posted in the site now for full time/part time and freelance vacancy! For all businesses in worldwide on registration, you get FREE unlimited job postings and advertising on WorkExchangeAg.com. For any enquiry, contact us at <a href="mailto:admin@workexchangeag.com" target="_blank">admin@workexchangeag.com</a>
Mikehttp://smartmoney.blogspirit.com/about.htmlMany Young people live for Todaytag:smartmoney.blogspirit.com,2006-12-02:10984882006-12-02T01:33:21+01:002006-12-02T01:33:21+01:00Many Young people live for Today. They really don't fully understand the...
Many Young people live for Today. They really don't fully understand the power of compound interest. The Difference between investing as little as $20 a week at age 20 or waiting until age 50 can be over $3,000,000 (yes 3 Million). Don't wait start today!Recently I was in a 7-11 and I watched as a young man Purchased $10 worth of <a href="http://www.californialotto.biz/" target="_blank">CaliforniaLotto</a> Tickets. As he was walking away from the counter he started talking to me. He told me he just turned 21 and he was going to buy $10 worth of Lottery Tickets for every Pick six as long as he had a steady Job. In Missouri they have 2 Pick Six Drawings Weekly. I said to him Here is my card give me a call and I will show you a surefire way to become a Millionaire.He looked at me and said sure sure. I looked back at him and Said I will meet you tomorrow across the street at the coffee shop and Coffee is on me would morning or afternoon be better. He Replied I get off work at 2pm So I can be here at 3pm. I said 3pm it is.I went home and plugged some numbers in an Excel Spreadsheet. Remember I did promise to make this 21 Year old kid a Millionaire. I was going to do for him what no one ever did for me.The Results are very telling. If my young friend were to invest his $20 a Week and receive a 10% Return on his investment In 20 Years when he is 41 he will have a little over $66,000In 30 Years when he is 51 he will have a little over $198,000In 40 Years when he is 61 he will have a little over $550,000.In 45 Years when he is 66 He would have a little over 920,000In 50 Years when he is 71 He would have over $1,500,000. If my young friend were to be able to average a 12% return the numbers are even more staggering In 20 Years when he is 41 he will have a little over $86,000In 30 Years when he is 51 he will have a little over $307,000In 40 Years when he is 61 he will have a little over $1,000,000.In 50 Years when he is 71 He would have over $3,400,000 The Above numbers are very telling. Not only do they show my young friend the power of Compound interest but the Show my Young friend the Power of Waiting. As an Example if my young friend Continues to Buy <a href="http://www.californialotto.biz/index.html" target="_blank">California Lotto</a> Tickets for 10 Years until he 31 and then decides to take my advice and invest the $20 instead of having $1,500,000 when he is 71 at 10% he would only have $550,000. Waiting 10 Years cost him almost $1,000,000.At the 12% Return My Young Friend would loose over $2,400,000 the Difference between $3,400,00 and $1,000,000Now if my Young Friend were to Play the Lotto for 30 Years and Wait until he is 51 to take my advice he would loose over 3,300,000 at 12% the Difference between $3,400,000 and $86,000.
Roghttp://businessworld.blogspirit.com/about.htmlNew Jobstag:businessworld.blogspirit.com,2006-11-20:10833652006-11-20T17:28:00+01:002006-11-20T17:28:00+01:00Getting out of that dead end job may be your goal. The real question is where...
Getting out of that dead end job may be your goal. The real question is where do you go from there. 43% of workers surveyed say they plan to pursue new employment opportunities from their current job. Here is a list of things to do and not to do when trying to find that new employment future. <a href="http://www.craigslistportland.net/" target="_blank">CraigsListPortland</a>Searching for JobsIn most instances January is a peak month for job search. Get a jump on the competition. Many companies still actively hire over the holidays to gear up for the next year. Send in your resume as soon as possible.<a href="http://www.craigslistportland.net/craigslistboston.php" target="_blank">CraigsListBoston </a>Your ResumeBe careful not to tell your life story in your resume. That is not the place for it. Instead highlight key skills and, most important, accomplishments in bulleted points. Don't forget references.<a href="http://www.craigslistportland.net/craigslistchicago.php" target="_blank">CraigsListChicago</a> The Cover LetterMake yourself sound unforgettable. Begin your cover letter with a bold question or bold statement that speaks about your abilities.<a href="http://www.craigslistportland.net/craigslistdenver.php" target="_blank">CraigsListDenver</a> Any Interviews?Do not go into an interview bad-mouthing your previous company, supervisor or co-workers. You will most likely be pegged a whiner. Instead be positive and imaginative. Show enthusiasm for your former job and any new job that may present yourself. Any fresh ideas may be just what get's you in the door.<a href="http://www.craigslistportland.net/craigslistsandiego.php" target="_blank">CraigsListSandiego</a>Check backDo not bother them. Enthusiasm is one thing. Desperation is another, employers can tell the difference. Check back 1 or 2 weeks later. If no decision has been made ask when would be an appropriate time to check back.<a href="http://www.craigslistportland.net/craigslistseattle.php" target="_blank">CraigsListSeattle</a>
latoyadenisehttp://2sticksandastring.blogspirit.com/about.htmlComplaining About What?tag:2sticksandastring.blogspirit.com,2006-11-16:10768942006-11-16T23:30:00+01:002006-11-16T23:30:00+01:00 It is great to meet new people and realize that their struggle is certainly...
<p>It is great to meet new people and realize that their struggle is certainly not your struggle.</p> <p>This continues, so read on...</p> <p>I met a lady today who was neurotic in the sense that when I went to describe her, that was the only word I could come up with: neurotic. She is a middle aged woman with no financial worries who has found every way to get attention and make it seem that the world is against her. From word one she moaned and groaned about how she can't do.</p> <p>According to her, she can't get anything done correctly, but she lives in a nice big 4 bedroom house with pedicured lawns, a pool, and 2 vehicles. Don't mention the yearly vacations and shopping sprees.</p> <p>Nonetheless, she was a pitiful person to try to get to know. In the end I wanted to tell her to drink some hot tea and go to bed - under her down comforter nonetheless.</p> <p>I am just shocked at the struggles of others while still others have to go through so much more. This person has created a world of challenges - maybe that's the sickness.</p> <p>What do you think? I'm trying to get a grasp on my view of seeing the world as opposed to just making everything about me. Do comment.</p>
homeplaceshttp://homeplaces.blogspirit.com/about.htmlTrading Basicstag:homeplaces.blogspirit.com,2006-09-02:9743012006-09-02T00:29:29+02:002006-09-02T00:29:29+02:00Ther is no doubt that paper trading is a good, safe alternative to starting...
Ther is no doubt that paper <a href="http://trade.SITVLADCITY.INFO" target="_blank">trading</a> is a good, safe alternative to starting out cold when beginning investing. Just remeber, when you start for real and are earning or losing your own <a href="http://trading.SITVLADCITY.INFO" target="_blank">money</a>, you're in the big leagues and things start to change. Hang on for the ride and good luck!
whisperhttp://whisper.blogspirit.com/about.htmlMake Money - Step 5tag:whisper.blogspirit.com,2006-07-21:9126322006-07-21T16:21:54+02:002006-07-21T16:21:54+02:00 Now we simply moveover to the tabs generally provided in all blogging site....
<strong><strong>Now we simply moveover to the tabs generally provided in all blogging site. First we move on to various settings of your blogTitle: Tilte of your blog should be apealing and attractive.Description: Whats your blog about? Description should be crisp and say it all type.Short but attractive.@ You can choose how many post you want to show on your blog at a time.@ You can enable or disable comments from other viewers. But disabling is not recommended,enable comments so that your blog is interactive and people can say whatever they want to.@ You can also turn on comments notification on some blog sites so that you are notified via email whenever your blog/post is commented@ But before that you may like to enable the email settings either to show email to public or allow people to contact you via email as the site may provide an option.If you dont find this option mention your email address in your profile.(if you want to allow people to contact you for your blogging).Getting a separate email address just for your blog is a good idea.Archiving: is another available tab in the blogs.These are your old post.It can be opted to be done monthly (as your host site may allow).People can go through your archives and see what you wrote previously.Or even you can go through it coz its your own personal diary.Site Feed: yeah .... Important.... you will need it in future to promote your blog ... remember the tab where you can find it.Or if you are on it simply copy paste save in your favourite folder for later use.Post/Posting: Here you will find few more tabs like:Creat New Post : if you want to creat a new one.Edit post: if you want to edit a previous posted post. Title: place where you have to give a title to your post.Compose: Just compose your thoughts in the given space.Edit HTML : If you know use of Hyper Text Markup Language, please go ahead.Preview: Provides preview of anything that you have written/createdSave Draft: Lets you save your creation for later publishing or editing.Publish : Lets your post go online for publishing onto your blog.Now its open for all people to see your new post on the web.Categories : Choose a general category in which that particular post of your falls. It can be Humor, Relationship,women,money or any given thing in the drop down menu.I think enough for today. Go on just try these, see whats there and whats not there in your blog site? One more thing which is important. make a Folder named "My Blog" in your computer to save different blog related things in it.Make use of note pad. (not a paper one, one given in start menu).Copy paste and save whatever you think you may require in future. After all we are working on a money making project.Wait till next post for more tabs and settings.Ask questions if you got any.i will reply.</strong></strong>
whisperhttp://whisper.blogspirit.com/about.htmlMake Money - Step 4tag:whisper.blogspirit.com,2006-07-18:9085352006-07-18T22:25:46+02:002006-07-18T22:25:46+02:00 Before i start step 4, let me tell you one thing,in my second step i...
<strong><strong>Before i start step 4, let me tell you one thing,in my second step i mentioned a site named blogspirit, it is surely a good interactive user friendly blogging site, but is only free for one month.So before you really start blogging there be aware that they will be asking for an upgrade or end free trial period.Because our aim is to Make Money from Scratch, therefore i will not recommend spending money on a blog when you can get a free one.May be when you earn money,from here, only then you spend some.For now lets go to Step 4.In step 3 we had signed up for a blog with a good n attractive name.now before we really start posing to our blog, we must get to know how our blog functions, various settings and tabs and bla bla bla.Most of these are common in all the blog sites.But we must know little bit of internet and blogging terminology.Though you can find them anywhere but let me tell you few so that atleast i am sure that you know enough.web log / Blog : Its a personal diary.a mini website of your own.where you can put any kind of information or thoughts you want to share.Publish: A blog gives you an opportunity to voive your thoughts on the web. When you have collected your thoughts for a particular thing you sart to publish them on your blog space.Post: your thoughts published in one go are called a post. size of a post may vary from empty to any length.(depends on the site sometimes how much it allows).Mostly the sites allow as much length of a post as you want.Comment: it is a feedback posted by someone after going through your post.Or a feedback you give after seeing someone else's blog/post.Blogger's Profile: putting your interests and all lets other know you better and helps people find people of their own interest.This post is getting bit lengthy and you may not like to see such long post.so see you tomorrow.thanx </strong></strong>
whisperhttp://whisper.blogspirit.com/about.htmlMake Money Step 2tag:whisper.blogspirit.com,2006-07-14:9026442006-07-14T20:26:52+02:002006-07-14T20:26:52+02:00 Before we go over to step 2, i think i better tell you here that no one on...
<strong><strong>Before we go over to step 2, i think i better tell you here that no one on the web will give you money with out any real work.Everything takes time and making money takes real hard work and time.do not Fire your boss,you cant be your own boss in a weak or for that matter in a month,you will not be among the rich and famous,you will not own a Ferrari, all claims wich tell you so are fake, So please dont fire your Boss.Now one thing is important, every site you visit which claims it is free, will be free to join, no doubts, but it may tell you to get Silver , Gold or Platinum Upgrades to get more benifits. Because my aim is to help the bloggers start from the scratch and make money online so we will only be dealing with free memberships and not the upgrades.People are making money from the web for free.Undoubtedly few have made a fortune. we can make our try to make some reasonable money and make the system work for us generating some good income to pay our utility bills may be.Or save for future.Now when we are through with the step one that means we have a valid e mail address, we have to move on to getting a blog. I will not get in to the definition of a blog coz you may find it on the web. Its simply a mini website of your own. There are several platforms available on the web to get a blog for your ease I will recommend you the best. Which are user friendly, easy to use and allow you much liberty. Here are the ones I use for my self. add a dot com with these names cause i will not be placing links here for certain reasons. 1. blogspirit.2. blogger.3. tblog.4. soulcast.Remember i have tried many. may be some other also exist and new blog platforms made available, but so far whatever i have experienced these are the best few. For today please just go on, visit them, see for your self experiment but dont sign up because that includes in "make money step 3". Wait for that step.dont rush. a step a day is enough for good learning.I will again request my dear viewers to spend few seconds and just leave a thanx or whatever comment they like on my blog so that i can see that you are liking it or not. Any questions and suggestions will help me improve this step by step series for newbies, which at least i never found any where on the web. Thanx</strong></strong>
whisperhttp://whisper.blogspirit.com/about.htmlWanna Make Money from your blog?tag:whisper.blogspirit.com,2006-07-07:8915172006-07-07T17:44:06+02:002006-07-07T17:44:06+02:00 just visit my blog.its real.c for your self.lets start some serious...
<strong><strong><strong>just visit my blog.its real.c for your self.lets start some serious buisness.</strong></strong></strong>
Sir Astor Tatehttp://cashflow.blogspirit.com/about.htmlA Personal Storytag:cashflow.blogspirit.com,2006-06-01:8208822006-06-01T22:43:46+02:002006-06-01T22:43:46+02:00A Personal Story- By David"Believe Me, I Know Where You Are Coming From And...
A Personal Story- By David"Believe Me, I Know Where You Are Coming From And Where You Wish To Go"Up until a several years ago, I was fairly happy but sometimes I was struggling internally and externally. I wanted this to stop, but didn't know how. I had my dreams, I tried a lot but didn't know how to achieve them. I sometimes felt split and conflicted within, and I didn't know why or how to resolve that. And then I found the art of living. And now, things are great and they just keep getting better and better and better! And better and better and better! AND BETTER!You just want life to finally make sense and start working out for you, right?OK, I won't waste your time with my whole life story - just give me a couple of minutes, though, to show you that you can finally 'get life!' no matter where you are or where you start from. I am 30 years of age. I was born in Kenya and my foot has stepped in about 30 countries worldwide (and counting). Having spent most of my time self-employed, I have been employed for only one-and-a-half months all my life but have been involved in or started several business over the years - some worked, some didn't - and at the very beginning they were actually undercapitalized disasters :)Anyway, the tide changed as I gained understanding and self-knowledge. Recently, I was part of an upcoming worldwide television event called The Secret (see a preview on our website). I have also written several eBooks and am involved in several physical and online ventures. Like I said, things just keep getting easier and easier, better and better. Internally, things now make sense, and externally, they flow with ease to the extent that I let them. The fear and confusion has been replaced with clarity and trust.But it wasn't always like that. It only became so when I committed myself to learning how the universe works, how life works, how the human mind and emotion system works. All knowledge leads to self-knowledge. And once you know - well, you just know and through that understanding, you can do anything :) For example, if you don't know how to drive a Formula 1 car, you will crash it. But if you know, you will enjoy the race and perhaps even win and enjoy some glory. What you know or don't know makes a big difference in your life, especially when it comes to how life truly works, how to achieve abundance and security, and so on.Enough about me. What we have here for you is an amazing collection of materials for your life. These are materials that I personally was helped immensely by. And not just me, but hundreds and hundreds of successful people over many, many decades have used exactly some of these same materials or concepts. The level of success you achieve with these materials is all up to you; you can take them as little or as big as you wish to go.Who knows, you may even exceed the results of most of the people who have used them in the past.Personally, I have nothing but good words for them. With the knowledge I gained from them, I have seen the world and done many of the things I only dreamt of doing. And it is only just the beginning! I haven't even scratched the surface yet; I am still integrating this wisdom daily, and each day gets more expansive.You can have the same, and even more! Enjoy!<a href="http://www.imagesofone.com/cmd.asp?Clk=1447165">http://www.imagesofone.com</a>